QLD Stamp Duty · FY26-27 Rates
Queensland stamp duty calculator.
Queensland transfer duty, transfer registration and mortgage registration in one place, with first home buyer and foreign buyer rules baked in. FY26-27 rates, verified against Queensland Revenue Office (qro.qld.gov.au) in July 2026.
Pop in a price. I'll do the QLD maths. Updated for 2026-27.
RBA rate update · 16 June 2026 applied
1 · Purchase details
2 · Buyer profile
Estimate only. Not legal or financial advice. Government rates can change around 1 July each year. Verify exact figures with the relevant state revenue office before settlement.
Heads up
These figures are a guide for budgeting... not financial or legal advice. Real-world stamp duty can shift depending on how the property is held, whether it's off-the-plan, what your contract actually says, and which concessions you qualify for. Your conveyancer or state revenue office will confirm the final number before settlement.
Talk to me about your purchase →The Rates
QLD transfer duty bands, FY26-27.
The table shows the home concession rate, which applies when you move in and live there. Investment purchases pay the higher general rate... on a $750,000 purchase that is $26,775 instead of $19,600.
| Property value | Duty payable | At the top of the band |
|---|---|---|
| $0 to $350,000 | 1% of the value (home concession rate) | $3,500 |
| $350,000 to $540,000 | $3,500 plus 3.5% over $350,000 | $10,150 |
| $540,000 to $1,000,000 | $10,150 plus 4.5% over $540,000 | $30,850 |
| Over $1,000,000 | $30,850 plus 5.75% over $1,000,000 | ... |
Owner-occupier scale, established home, before concessions. Figures in the right column are computed by this site's calculator engine and rounded to the nearest dollar. Verified against Queensland Revenue Office (qro.qld.gov.au), July 2026.
On $500,000
$8,750
$10,736 with registration fees
On $750,000
$19,600
$22,750 with registration fees
On $1,000,000
$30,850
$35,164 with registration fees
Owner-occupier, established home, no concessions. Estimate only, subject to lender criteria and individual circumstances.
Concessions & Fees
First home buyers in Queensland
Buying a new home or building one? Queensland's First Home (New Home) Concession waives the duty completely, with no price cap.
On established homes, the First Home Concession gives a full exemption up to $700,000. From $700,000 to just under $800,000, a stepped concession applies... each $10,000 band has a set concession amount. On a $750,000 established first home, FY26-27 duty works out to around $10,925. At $800,000 and above, only the home concession rate applies.
Transfer registration
$2,901.96
On a $750,000 purchase, FY26-27
Mortgage registration
$248.04
Flat fee per mortgage, FY26-27
Foreign buyer surcharge
8%
Of the value, on top of standard duty
Common Questions
QLD stamp duty, asked and answered.
How much is stamp duty on a $750,000 house in QLD?
For FY26-27, Queensland transfer duty on a $750,000 home you live in is $19,600 at the home concession rate. Transfer registration adds $2,901.96 and mortgage registration $248.04, so government costs total about $22,750. Buy it as an investment and the general rate lifts duty to $26,775. Estimate only, subject to your circumstances.
Do first home buyers pay stamp duty in Queensland?
On a new home or build, no... the First Home (New Home) Concession waives duty entirely, with no price cap. On established homes, it is zero up to $700,000, then a stepped concession to just under $800,000. A $750,000 established first home pays around $10,925.
Is stamp duty higher on investment property in Queensland?
Yes. Investment purchases pay the general rate rather than the home concession rate. On $750,000 that is $26,775 versus $19,600... a difference of $7,175.
Do foreign buyers pay extra stamp duty in Queensland?
Yes. Queensland's additional foreign acquirer duty (AFAD) is 8% of the value, on top of standard duty. On a $750,000 purchase that is an extra $60,000.
Are these Queensland rates current for 2026?
Yes. These are the FY26-27 rates, verified against the Queensland Revenue Office in July 2026, after the 23 June 2026 state Budget left transfer duty rates unchanged.
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