RTRebecca TicknerFinance Broker

Most investors get stuck after their first property.

Structure your finance to build a property portfolio.

I’m a broker and property investor - I structure finance the same way I built my own portfolio.

Rebecca Tickner, Australian finance broker
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South East Queensland-based · clients Australia-wide

The broker for Australians who want a property portfolio, not just a loan.

About me

  • 7 properties

    Personally built

  • Maxfin

    My credit licensee · 22+ yrs

  • 35+ lenders

    On my panel

Right now in Australia

Live data sourced from RBA + ABS · Updated August 2026

See the latest RBA decision

What clients say.

Real reviews · 5.0 on Google

Earlier reviews sit on Maxfin’s profile, where I broker.

Google review · August 2026

This year she helped us finance two very different property purchases; one through our SMSF using an LRBA structure, and one a standard investment property... Rebecca clearly understood the compliance and structuring requirements involved.

Zoe A.

Google review · September 2026

As an owner of a conveyancing law firm... working with Rebecca and her team is an absolute pleasure. The level of care, professionalism and service they provide is truly exceptional.

Tonie R. · The Settlement Lab

Google review · September 2026

She was incredibly helpful throughout the entire process, always taking the time to answer all of my questions and explain things clearly... There were delays outside of my control, however Rebecca was so patient, understanding and reassuring throughout it all.

Monique

Google review · August 2026

She answered every question I had, explained everything in simple, easy-to-understand language, and was always so prompt and helpful with her responses... Professional, knowledgeable, patient and genuinely lovely to deal with.

Sinead K.

Google via Maxfin

Well connected within the industry which has allowed them to find finance solutions where there otherwise may not have been. Highly recommended and easy to connect with on a personal level.

Andrew T.

Google via Maxfin

Rebecca helped me get finance when no one else could. Her service is second to none. Prompt, professional and happy to help any way she can. She will not disappoint.

Natalie D.

Google via Maxfin

From our very first conversation, the team was professional, responsive, and genuinely focused on the right outcome for us. We felt supported from start to finish.

Nicole N.

Google review · August 2026

This year she helped us finance two very different property purchases; one through our SMSF using an LRBA structure, and one a standard investment property... Rebecca clearly understood the compliance and structuring requirements involved.

Zoe A.

Google review · September 2026

As an owner of a conveyancing law firm... working with Rebecca and her team is an absolute pleasure. The level of care, professionalism and service they provide is truly exceptional.

Tonie R. · The Settlement Lab

Google review · September 2026

She was incredibly helpful throughout the entire process, always taking the time to answer all of my questions and explain things clearly... There were delays outside of my control, however Rebecca was so patient, understanding and reassuring throughout it all.

Monique

Google review · August 2026

She answered every question I had, explained everything in simple, easy-to-understand language, and was always so prompt and helpful with her responses... Professional, knowledgeable, patient and genuinely lovely to deal with.

Sinead K.

Google via Maxfin

Well connected within the industry which has allowed them to find finance solutions where there otherwise may not have been. Highly recommended and easy to connect with on a personal level.

Andrew T.

Google via Maxfin

Rebecca helped me get finance when no one else could. Her service is second to none. Prompt, professional and happy to help any way she can. She will not disappoint.

Natalie D.

Google via Maxfin

From our very first conversation, the team was professional, responsive, and genuinely focused on the right outcome for us. We felt supported from start to finish.

Nicole N.

Rebecca Tickner with sold signs from her property portfolio

Why Rebecca

A broker who has actually built the portfolio.

Most brokers stop at settlement. I keep working with you beyond it.

I've built a seven-property portfolio with my partner, and that experience shapes how I help you structure your finance - not just for today, but for what's next.

She's the person she wishes she'd had when she first started out in property.

Pillar 01

Lived Experience

Seven-property portfolio built with my partner, and still growing. I'm not theorising about what works... I've done it. Every conversation is informed by my own scars, lessons and wins. This is the proof point everything else hangs on.

Pillar 02

Structural Clarity

Every conversation starts with the same question... what are you actually trying to achieve? Then the finance structure is built around that. Equity release timing, refinance sequencing, lender selection... explained in plain English before you sign anything.

Pillar 03

Broker For Life

The relationship doesn't end at settlement. Reviews every 3-6 months to make sure your finance is still serving your goals, not just sitting there. Rates change, equity grows, life moves... your portfolio needs a broker who moves with it.

What I Do

Finance for every stage of the journey.

From your first home to a multi-property portfolio and the business assets in between.

Know Your Numbers

What could you actually borrow?

Tell me where you're at. The estimate moves as you type... no credit check, no commitment.

Borrowing Capacity Calculator

Live as you type. No commitment, no credit check.

RBA rate update · 11 August 2026 applied

1 · What are you looking to do?

2 · Your details

Are you applying with a partner?

3 · Properties you already own

Do you currently own property?

4 · Core debts

Banks assess your limit, not your balance, at 3.8% of the limit per month, even if you pay it off each cycle.

Combined monthly repayments on personal and vehicle loans.

5 · Living expenses

I'll use average household living costs unless you enter your own.

Live Estimate

Your Borrowing Capacity

$---

Updates as you type

Choose what you're doing
Enter your gross income

No commitment, no credit check.

Estimate only. Not a credit offer or pre-qualification. Subject to lender criteria, credit assessment, and a full needs analysis. Rental income and existing lending may be assessed differently by different lenders. Get in touch for advice tailored to your situation.

Signature Tool

The planner I wish existed at property two.

Most investors stall at property three or four. Not because income ran out... because the wrong lenders were used in the wrong order.

The planner maps the typical sequence for your numbers, and shows where the wall usually lands before you hit it.

Not another borrowing-power calculator. It's built from the same playbook I used across my own seven-property portfolio... and you won't find it on the average broker site.

Lender categories only. General information, no credit check, no commitment.

Illustrative Sequence Map

From one property to four... the typical shape.

  1. Property 2

    Major & mainstream

    Conservative lenders early, while they still say yes.

  2. Property 3

    Second-tier & investor-focused

    More appetite as debt-to-income climbs.

  3. The wall... typically lands here

    Property 4

    Non-bank & specialist

    The flexible lenders, saved for when they matter.

Illustrative pattern only, lender categories only. The full planner draws it from your numbers in about two minutes.

Ready to start?

Let's look at your situation.

Stay in touch

Finance strategy that compounds, not clutter.

No fixed schedule. When there's something genuinely worth sending... a policy shift, a real example, a lesson from my own portfolio... you'll hear from me. Real numbers, zero jargon.

How banks actually assess your capacity

When to refinance vs. when to hold

Equity release timing for next purchases

Structure mistakes that cost you years

I'll use your name and email to send you what you've asked for, plus occasional emails on finance and property. Details go to my email and CRM systems... see how they're handled in the Privacy Policy.

No spam. Unsubscribe anytime. Your details stay between us and the systems that run this practice... never sold, never spammed.