ACT Stamp Duty · FY26-27 Rates
Australian Capital Territory stamp duty calculator.
Australian Capital Territory conveyance duty, transfer registration and mortgage registration in one place, with first home buyer and foreign buyer rules baked in. FY26-27 rates, verified against ACT Revenue Office (revenue.act.gov.au) in July 2026.
Pop in a price. I'll do the ACT maths. Updated for 2026-27.
RBA rate update · 16 June 2026 applied
1 · Purchase details
2 · Buyer profile
ACT Pensioner Duty Concession is a full exemption with no value cap from 1 July 2026. Eligibility criteria apply.
Estimate only. Not legal or financial advice. Government rates can change around 1 July each year. Verify exact figures with the relevant state revenue office before settlement.
Heads up
These figures are a guide for budgeting... not financial or legal advice. Real-world stamp duty can shift depending on how the property is held, whether it's off-the-plan, what your contract actually says, and which concessions you qualify for. Your conveyancer or state revenue office will confirm the final number before settlement.
Talk to me about your purchase →The Rates
ACT conveyance duty bands, FY26-27.
The table shows the owner-occupier scale. Non-owner-occupier (investment) purchases pay roughly $2,992 more for values of $300,000 and up... on a $750,000 purchase that is $22,200 instead of $19,208.
| Property value | Duty payable | At the top of the band |
|---|---|---|
| $0 to $260,000 | $0.28 per $100 | $728 |
| $260,000 to $300,000 | $728 plus $2.20 per $100 over $260,000 | $1,608 |
| $300,000 to $500,000 | $1,608 plus $3.40 per $100 over $300,000 | $8,408 |
| $500,000 to $750,000 | $8,408 plus $4.32 per $100 over $500,000 | $19,208 |
| $750,000 to $1,000,000 | $19,208 plus $5.90 per $100 over $750,000 | $33,958 |
| $1,000,000 to $1,455,000 | $33,958 plus $6.40 per $100 over $1,000,000 | $63,078 |
| Over $1,455,000 | Flat 4.54% of the full value | ... |
Owner-occupier scale, established home, before concessions. Figures in the right column are computed by this site's calculator engine and rounded to the nearest dollar. Verified against ACT Revenue Office (revenue.act.gov.au), July 2026.
On $500,000
$8,408
$9,088 with registration fees
On $750,000
$19,208
$19,888 with registration fees
On $1,000,000
$33,958
$34,638 with registration fees
Owner-occupier, established home, no concessions. Estimate only, subject to lender criteria and individual circumstances.
Concessions & Fees
First home buyers: the HBCS, now uncapped
Big change from 1 July 2026: eligible home buyers in the ACT pay no conveyance duty at all. The 2026-27 ACT Budget removed both the property value limit and the income test.
What remains is the prior-property test (no property owned in the last 5 years) and a requirement to live in the home for at least 1 year. Pensioners get the same treatment under the Pensioner Duty Concession Scheme... full exemption, no value cap, from 1 July 2026.
Transfer registration
$496
On a $750,000 purchase, FY26-27
Mortgage registration
$184
Flat fee per mortgage, FY26-27
Foreign buyer surcharge
None
No surcharge applies in the ACT
Common Questions
ACT stamp duty, asked and answered.
How much is stamp duty on a $750,000 house in the ACT?
For FY26-27, ACT conveyance duty on a $750,000 owner-occupier home is $19,208. Transfer registration adds $496 and mortgage registration $184, so government costs total about $19,888. As an investment, the non-owner-occupier scale lifts duty to $22,200. Estimate only, subject to your circumstances.
Do first home buyers pay stamp duty in the ACT?
From 1 July 2026, eligible home buyers pay no conveyance duty at all. The 2026-27 ACT Budget removed the property value cap and the income test. You must not have owned property in the last 5 years, and must live in the home for at least 1 year.
Is stamp duty higher on investment property in the ACT?
Yes. The non-owner-occupier scale sits about $2,992 above the owner-occupier scale for values of $300,000 and up. On $750,000 that is $22,200 versus $19,208.
Do foreign buyers pay extra stamp duty in the ACT?
No. The ACT does not currently charge a foreign purchaser surcharge on conveyance duty, unlike the six states.
Is there a pensioner duty concession in the ACT?
Yes. From 1 July 2026 the Pensioner Duty Concession Scheme gives eligible pensioners a full exemption with no property value cap.
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