SA Stamp Duty · FY26-27 Rates
South Australia stamp duty calculator.
South Australia stamp duty, transfer registration and mortgage registration in one place, with first home buyer and foreign buyer rules baked in. FY26-27 rates, verified against RevenueSA (revenuesa.sa.gov.au) in July 2026.
Pop in a price. I'll do the SA maths. Updated for 2026-27.
RBA rate update · 16 June 2026 applied
1 · Purchase details
2 · Buyer profile
Estimate only. Not legal or financial advice. Government rates can change around 1 July each year. Verify exact figures with the relevant state revenue office before settlement.
Heads up
These figures are a guide for budgeting... not financial or legal advice. Real-world stamp duty can shift depending on how the property is held, whether it's off-the-plan, what your contract actually says, and which concessions you qualify for. Your conveyancer or state revenue office will confirm the final number before settlement.
Talk to me about your purchase →The Rates
SA stamp duty bands, FY26-27.
One scale for owner-occupiers and investors alike. SA's rates have been unchanged since 2012, re-verified for FY26-27.
| Property value | Duty payable | At the top of the band |
|---|---|---|
| $0 to $12,000 | 1% of the value | $120 |
| $12,000 to $30,000 | $120 plus 2% over $12,000 | $480 |
| $30,000 to $50,000 | $480 plus 3% over $30,000 | $1,080 |
| $50,000 to $100,000 | $1,080 plus 3.5% over $50,000 | $2,830 |
| $100,000 to $200,000 | $2,830 plus 4% over $100,000 | $6,830 |
| $200,000 to $250,000 | $6,830 plus 4.25% over $200,000 | $8,955 |
| $250,000 to $300,000 | $8,955 plus 4.75% over $250,000 | $11,330 |
| $300,000 to $500,000 | $11,330 plus 5% over $300,000 | $21,330 |
| Over $500,000 | $21,330 plus 5.5% over $500,000 | ... |
Owner-occupier scale, established home, before concessions. Figures in the right column are computed by this site's calculator engine and rounded to the nearest dollar. Verified against RevenueSA (revenuesa.sa.gov.au), July 2026.
On $500,000
$21,330
$26,612 with registration fees
On $750,000
$35,080
$42,987 with registration fees
On $1,000,000
$48,830
$59,362 with registration fees
Owner-occupier, established home, no concessions. Estimate only, subject to lender criteria and individual circumstances.
Concessions & Fees
First home buyers in South Australia
SA's first home buyer relief applies to new homes, off-the-plan purchases and vacant land you build on... with no price cap, for contracts signed on or after 6 June 2024. Qualify, and the duty is zero.
Buying an established home as your first? There is no duty relief in SA. Full stamp duty applies at the standard scale.
Transfer registration
$7,703
On a $750,000 purchase, FY26-27
Mortgage registration
$204
Flat fee per mortgage, FY26-27
Foreign buyer surcharge
7%
Of the value, on top of standard duty
Common Questions
SA stamp duty, asked and answered.
How much is stamp duty on a $750,000 house in SA?
For FY26-27, South Australian stamp duty on a $750,000 home is $35,080, whether you live in it or rent it out. Transfer registration adds $7,703 and mortgage registration $204, so government costs total about $42,987. Estimate only, subject to your circumstances.
Do first home buyers pay stamp duty in South Australia?
On new homes, off-the-plan purchases and vacant land to build on, no... the relief has no price cap for contracts on or after 6 June 2024. On established homes there is no relief, so full duty applies.
Do foreign buyers pay extra stamp duty in South Australia?
Yes. SA's foreign ownership surcharge adds 7% of the value on residential property. On a $750,000 purchase that is an extra $52,500 on top of standard duty.
Why is SA's transfer registration fee so high?
Unlike most states, SA's registration fee scales with the price: $353 plus $105 per $10,000 over $50,000. On a $750,000 purchase that is $7,703... worth budgeting for alongside the duty itself.
Do investors pay a higher rate of stamp duty in South Australia?
No. SA charges the same duty scale for owner-occupiers and investors, and the rates have been unchanged since 2012.
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