What's inside
Four levers, one framework.
Every lender, however different their policies, looks at the same four things. The framework walks through each one... what banks count, where the typical drag is, and how to shift your number meaningfully.
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Estimate only · Not credit adviceThis framework contains general information only and does not take into account your personal circumstances, objectives or financial situation. Subject to lender criteria, credit assessment, and a full needs analysis. Rebecca Tickner is a Credit Representative (CRN 571611) of Maxwell Financial Services Pty Ltd ACN 109 836 400 Australian Credit Licence 384406. Figures used in the framework are illustrative, calibrated to a 6.00% reference rate plus a 3% lender stress buffer over a 30-year term. Your actual capacity will depend on your specific situation and the lender. Information correct as of date shown.